Circles.Life vs M1 vs StarHub: Which Singapore Telco Fits Your Budget and Lifestyle?

Finding the right mobile plan means looking beyond just data and price—it’s about getting the best perks, network reliability, and flexibility. Circles.Life, M1, and StarHub each offer different benefits, whether it’s affordable high-data plans, premium network performance, or bundled entertainment perks. If you’re looking for a mobile provider that fits your lifestyle, budget, and connectivity needs, this comparison will help you choose the best option.

Circles.Life vs M1 vs StarHub – Key Features Comparison

Available Data as of March 2025

5G Plans of Circles.Life vs M1 vs Starhub Compared

5G is no longer a luxury. Today, 5G is a must-have for smooth streaming, gaming, and seamless connectivity. While Circles.Life, M1, and StarHub all offer 5G, their plans cater to different types of users. Let’s compare their pricing, speeds, and perks.

Available Data as of March 2025

Circles.Life offers high-data, no-contract 5G plans with unlimited calls, built-in roaming perks, and lifestyle discounts, making it ideal for users who want flexibility and value-added benefits. 

M1 focuses on premium network reliability, delivering strong 5G performance with customizable plans, making it ideal for those who need stable speeds and extra business-friendly features. 

StarHub provides a mix of high-speed 5G with entertainment perks, making it appealing to users who enjoy streaming and lifestyle rewards. If you want perks and affordability, Circles.Life is the best choice. If network stability is a top priority, M1 is a solid contender, while StarHub is great for users who want entertainment perks along with their plan.

Roaming Plans – Circles.Life vs M1 vs StarHub for Travelers

A good roaming plan makes traveling stress-free by ensuring seamless connectivity without high costs. Whether you need built-in roaming, flexible add-ons, or bundled perks, Circles.Life, M1, and StarHub offer different solutions for staying connected abroad.

Available Data as of March 2025

Circles.Life is the best choice for frequent travelers, offering built-in roaming benefits with free incoming calls in select countries. M1 provides pay-as-you-go roaming packs, making it a good option for occasional travelers who need flexibility. StarHub includes roaming perks in select plans, making it a strong choice for users who travel occasionally but want bundled entertainment and connectivity perks. If you want hassle-free roaming, Circles.Life provides the most seamless experience, while M1 and StarHub offer more flexible options for occasional travelers.

Circles.Life vs M1 vs StarHub: Which Is Better?

• Choose Circles.Life if:

You want a high-data, no-contract plan with built-in roaming, free caller ID, and exclusive lifestyle perks like discounted movie tickets and shopping vouchers. It’s perfect for frequent travelers, entertainment lovers, and users who value flexibility and added rewards.

• Choose M1 if:

You prioritize network reliability and premium add-ons like customizable plans, business solutions, and strong 5G coverage. It’s ideal for users who want a stable connection with optional entertainment or security bundles.

• Choose StarHub if:

You want a plan with entertainment perks and lifestyle benefits. StarHub provides solid 5G speeds, roaming options, and bundled streaming services, making it a good choice for users who enjoy entertainment and rewards alongside their mobile plan.

User Reviews & Feedback

Circles.Life

Circles.Life is praised for its affordable high-data plans, no-contract flexibility, and travel-friendly perks. Users highlight the easy plan management through the app, free roaming perks, and added lifestyle rewards. Some users mention occasional slowdowns during peak hours, but overall, Circles.Life is seen as a great value for those who want more than just data.

M1

M1 receives positive feedback for its strong network reliability and competitive pricing. Users like the customizable data and roaming options, making it a great choice for those who need stable connectivity with plan flexibility. Some users mention that customer service response times could be improved, and 5G speeds vary depending on location.

StarHub

StarHub users appreciate its entertainment bundles, travel-friendly perks, and solid 5G performance. Customers enjoy the lifestyle rewards and streaming services, though some mention that network coverage can be inconsistent compared to Singtel or M1.

Best Plan by Profession or Use – Circles.Life vs M1 vs StarHub

Choosing a mobile plan that fits your lifestyle ensures you get the most value from your provider. Whether you are a frequent traveler, a heavy data user, or a business professional, each telco offers plans that cater to different needs. Circles.Life, M1, and StarHub provide options designed for users who prioritize roaming benefits, high-speed data, or additional perks like entertainment and business features. Here is how their plans compare based on different types of users.

Frequent Traveler

• Circles.Life – 100GB 5G Roaming Plan (Best for built-in roaming and free incoming calls)

• M1 – Pay-Per-Use Roaming Packs (Good for occasional travelers)

• StarHub – Bundled Roaming Perks (Best for travel-friendly users who want added entertainment perks)

Heavy Data User / Streamer

• Circles.Life – 650GB 5G Plan (Best for high-speed streaming and gaming)

• M1 – 5G Data Plans with Premium Speeds (Stable network for work and entertainment)

• StarHub – Entertainment-Focused Plans (Best for bundled streaming services and lifestyle perks)

Business Professional

• Circles.Life – 400GB 5G Plan (Best for unlimited calls and roaming)

• M1 – Business Plans with Add-Ons (Reliable 5G with customization)

• StarHub – Flexible Business Plans (Best for users who want a mix of work-friendly features and lifestyle rewards)

How to Transfer or Port Your Number to Circles.Life

Switching to Circles.Life is simple, and you can keep your existing number without any hassle. Follow these steps to successfully transfer your number:

Step-by-Step Guide to Port Your Number:

1. Receive Your SIM Card:

   Once your Circles.Life SIM card arrives, you can start the porting process through a mobile browser. (This applies to both individual users and the Primary SIM holder under the Family Plan.)

2. For Family Plan Users (Sub-SIMs):

   • If you’re a Sub-SIM user, you’ll first receive a Circles.Life assigned number sent to the Primary SIM’s registered email once activated.

   • After receiving the assigned number, follow these steps:

     • Download the Circles.Life app (ensure you use a mobile phone for this step).

     • Log in using the assigned number.

     • Navigate to Profile → Account → Port-in Number.

     • Enter your existing number’s details from your previous telco and complete the porting request.

Important Things to Know Before Porting Your Number:

• DO NOT terminate your existing number with your current telco before the transfer. Circles.Life can’t process the port if your number is already canceled.

• Your current telco account will be automatically terminated once the transfer to Circles.Life is complete.

• No termination fees apply if your existing telco contract has already ended. If you’re unsure about your contract status, it’s a good idea to check with your current provider before initiating the port.

• Changed your mind? If you initially chose a new Circles.Life number but later decide to port your existing number, you can do so directly through the Circles.Life app.

• Note: You cannot port in more than once within the same month.

Pro Tip: The entire process is designed to be smooth, but it’s always best to keep your current SIM active until you get confirmation that the transfer is complete.

Conclusion

Circles.Life, M1, and StarHub each cater to different types of users, offering unique benefits depending on what you prioritize. Circles.Life is best for users who want high-data plans with added perks, built-in roaming, and contract-free flexibility. M1 is great for those who prioritize strong network reliability, customization, and business-friendly features. StarHub is the best choice for entertainment lovers and users who want bundled perks with their mobile plan. The best choice depends on your usage needs, whether you prioritize price, perks, or reliability.

👉 Ready to make the switch? Check out the latest plans and offers from Circles.Life

FAQs

What makes Circles.Life different from M1 and StarHub?

Circles.Life focuses on flexibility, high-data plans, and added perks like free caller ID, built-in roaming, and entertainment discounts. Unlike M1, which offers network reliability and customizable business solutions, and StarHub, which provides entertainment-focused plans, Circles.Life delivers a balance of affordable, no-contract mobile plans with lifestyle benefits.

Does Circles.Life offer international roaming?

Yes, Circles.Life includes built-in roaming perks on select plans, making it a great choice for frequent travelers who want seamless international connectivity without paying extra for roaming add-ons. While M1 offers pay-per-use roaming packs, Circles.Life allows automatic access to roaming in multiple countries without additional charges.

How does Circles.Life’s 5G coverage compare to M1 and StarHub?

Circles.Life provides 99% 5G coverage across Singapore, ensuring fast and reliable connections at a competitive price. M1 is known for strong network stability, while StarHub focuses on bundling 5G with entertainment perks. Circles.Life offers affordable high-speed 5G with no long-term contracts, making it a great option for users who want flexibility.

Can I switch from M1 or StarHub to Circles.Life easily?

Yes, Circles.Life makes switching easy with a fully digital number porting process. Users can switch without changing their number by signing up through the Circles.Life app, making the transition seamless without needing to visit a physical store.

Which provider is best for heavy data users?

Circles.Life is the best choice for users who need large data plans without being locked into long-term contracts. While M1 provides customizable plans with stable 5G, and StarHub includes entertainment bundles, Circles.Life offers 650GB 5G plans that balance affordability with added perks like roaming and rewards.

💡 Did You Know?

Switching to Circles.Life is quick and fully digital—users can port their number instantly through the app without any paperwork or waiting periods.