Circles.Life vs Singtel vs GOMO: Which SIM-Only Plan Wins in 2025?

Introduction: Why Compare Circles.Life, Singtel, and GOMO?

Singapore's mobile plan landscape is packed with choices—but three big players stand out: Singtel, GOMO, and Circles.Life. Each offers its own blend of data volume, pricing, network performance, and digital perks. Whether you're a heavy data user, casual scroller, or frequent traveller, choosing the best SIM-only plan can save you money and deliver more value for your lifestyle.

This guide breaks down each provider’s pricing, network, contract terms, perks, and customer support, plus new updates including free CirclesAI (powered by OpenAI’s latest models) access from Circles.Life.

Key Plan Features at a Glance

What Is CirclesAI and Why It Changes Everything

Circles.Life now includes CirclesAI—your personal AI assistant powered by OpenAI’s latest models—in every plan. That’s right: all users get free, unlimited queries, directly inside the Circles.Life app.

Benefits include:

• No need for a separate ChatGPT Plus subscription ($26/month value).

• Instant help with research, writing, learning, travel planning, and more.

• Fully mobile-optimized within your telco dashboard.

This feature pushes Circles.Life ahead as not just a telco, but an integrated AI-powered lifestyle platform.

Data and Speed Comparison

If you're a heavy data user, both GOMO and Circles.Life offer generous bundles up to 1TB per month. While Singtel offers unlimited plans, they come with much higher prices and often throttle speeds after a fair usage limit.

• Circles.Life: 100GB to 1TB, 5G access, ultra-low latency for gamers.

• GOMO: 88GB base with booster packs.

• Singtel: 30GB for base plans; unlimited only via premium tiers.

Winner: Circles.Life gives more flexibility, cheaper upgrades, and no lock-in.

Pricing Breakdown

Circles.Life’s plans fall in the middle of the pack price-wise, but add serious value through free services like caller ID, roaming, and CirclesAI.

Contract Flexibility

Only Singtel enforces a 12-month contract on its postpaid plans. This is a big disadvantage if you’re planning a move, switching phones, or just want more freedom.

Both Circles.Life and GOMO offer no-contract mobile plans, allowing you to cancel or change anytime without penalty.

Winner: Circles.Life and GOMO (tie)

Additional Perks: What Really Matters

Circles.Life

• Free Caller ID ($70/year value)

• Unlimited Data Rollover

• Free Incoming Calls

• Free Monthly Roaming Data

• Bill Waiver Rewards

• CirclesAI Access (powered by OpenAI’s latest models)

Singtel

• Disney+ Premium

• McAfee Security

• Spotify

• Straits Times Access

GOMO

• Bonus Roaming Data

• Rewards via App

• Caller ID

Verdict: Circles.Life has shifted from a telco to a digital services hub—with AI, rewards, and rich lifestyle integrations.

Network Coverage

All three providers offer strong 5G support, but Singtel leads in nationwide indoor coverage. Circles.Life rides on M1’s 5G network, which now boasts 99% islandwide availability, while GOMO also uses Singtel’s backend.

For outdoor and streaming use, users report comparable performance across all three.

Roaming: Best SIM-Only Plans for Travellers

If you're a frequent traveller, Circles.Life offers roaming at no extra charge, especially in Southeast Asia destinations like Malaysia, Indonesia, Thailand, and more.

GOMO includes some bonus roaming data with select plans.

Singtel charges extra for roaming add-ons and daily passes.

Verdict: Circles.Life wins again with permanent monthly roaming for free.

ChatGPT Access vs Entertainment Bundles

This is where Circles.Life stands out as a next-gen lifestyle provider. Instead of bundling Disney+ or Spotify, Circles.Life now offers:

• Unlimited ChatGPT Access via CirclesAI

• Powered by OpenAI’s latest models

• Integrated into your telco app

• Real-time usage with no ads, caps, or subscription fees

For users who value learning, productivity, AI content creation, and everyday support, CirclesAI provides more utility than music or entertainment bundles.

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Learn more about CirclesAI

CirclesAI Use Cases

Not sure how to use CirclesAI? Here’s how users are benefiting:

• Students: Use GPT-4o to summarize lectures, write essays, or prep for exams.

• Professionals: Draft emails, proposals, or meeting notes in seconds.

• Travellers: Get itineraries, translate languages, and budget trips with AI.

• Everyday Users: Write captions, generate gift ideas, or settle debates.

This tool replaces dozens of apps, saving time and boosting productivity—built right into your mobile plan.

Support & User Ratings

All three providers offer live chat support via their apps. Circles.Life also includes:

• Phone support

• Email ticketing

• Online community

In terms of reviews, Circles.Life consistently scores 4.5 to 5 stars on app stores, while Singtel and GOMO vary depending on plan tier and contract disputes.

Best SIM Plan by User Type

Network Speed & Performance Comparison

When choosing a mobile provider, one of the most important factors is how well the network performs in your daily environment. Speed tests in various parts of Singapore—including the CBD, heartland areas, MRT tunnels, and industrial zones—have shown slight differences between the three providers.

• Singtel leads with consistent high-speed 5G performance, often hitting download speeds of 500–800 Mbps in central locations.

• Circles.Life, riding on M1’s network, also provides strong 5G speeds, with average downloads between 300–600 Mbps and good upload stability for creators or remote workers.

• GOMO, as a Singtel sub-brand, offers similar infrastructure but may experience bandwidth throttling during peak hours.

If you’re someone who regularly relies on video conferencing, cloud storage, or content streaming, the slight edge in Circles.Life’s performance-to-price ratio makes it a compelling choice.

Customer Service Experience

Beyond plans and performance, customer service is where telcos can really differentiate themselves. Users often don’t notice service until they need help—and that’s where Circles.Life often shines.

• Circles.Life offers in-app live chat, fast email replies, and real-time ticketing—all integrated into their user-friendly app. Their chatbot is powered by OpenAI’s latest models for natural responses.

• Singtel provides a robust help system with phone support and retail stores, but users sometimes experience longer wait times.

• GOMO relies mostly on online forms and automated support, which can be limiting for urgent queries.

For a tech-savvy generation that prefers resolving issues without waiting in call queues, Circles.Life offers a faster, smoother experience.

ChatGPT Access with Circles.AI

A unique feature Circles.Life brings to the table is Circles.AI—an AI-powered assistant powered by OpenAI’s latest models, offered for free with eligible plans.

• Get instant help with travel itineraries, resume edits, or even dinner recipes.

• Works seamlessly within the Circles.Life app.

• Saves time for both personal and work-related tasks, especially on mobile.

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Learn more about CirclesAI

Neither Singtel nor GOMO currently provides access to a built-in AI assistant as part of their plans, giving Circles.Life a clear value-added edge.

Bundled Entertainment & Digital Perks

Singtel stands out with bundled entertainment options such as:

• 12-month Disney+ Premium

• Spotify Premium, Straits Times, and McAfee Mobile Security

These are great for users who consume content daily—but come with a price premium and 12-month contract.

Circles.Life, instead, focuses on digital utility and savings:

• CirclesAI Access (powered by OpenAI’s latest models)

• $30 bill waivers via referral

• Free 8GB roaming in SEA

• Marketplace discounts for lifestyle, F&B, and wellness

GOMO offers no additional perks beyond data, calls, and SMSkeeping it simple but with less added value.

Why Circles.Life Wins in 2025

While Singtel has name recognition and entertainment bundles, and GOMO leads in raw affordability, Circles.Life strikes the perfect balance between price, data, perks, and innovation.

The free access to GPT-4o via CirclesAI alone makes every Circles.Life plan feel future-proof and valuable—especially when similar AI tools cost upwards of $26/month elsewhere.

Frequently Asked Questions (FAQs)

1. Which provider offers the most flexible SIM-only plan?

Circles.Life stands out for flexibility. It operates without contracts, lets users customize data, roaming, and call-time add-ons monthly, and offers unlimited data rollover. GOMO is also no-contract, but more limited in customization. Singtel’s plans often include a 12-month lock-in.

2. Which telco has the best coverage across Singapore?

Singtel leads in national coverage and has extensive infrastructure supporting 5G. However, Circles.Life, running on M1’s network, also provides comprehensive coverage with competitive speeds in both urban and suburban zones. GOMO, as a Singtel brand, offers similar coverage but might face bandwidth prioritization limitations.

3. What makes Circles.Life’s roaming better than Singtel or GOMO?

Circles.Life includes 8GB free monthly roaming to 7 popular destinations (Malaysia, Indonesia, Thailand, Hong Kong, Taiwan, Sri Lanka, Bangladesh). GOMO and Singtel only offer roaming via top-ups or bundles with much smaller allocations. For regional travelers, Circles.Life is more cost-effective.

4. Are the entertainment perks on Singtel worth it?

If you frequently use Disney+, Spotify Premium, or The Straits Times, then Singtel’s bundle might offer value. However, it comes at a higher cost ($55/month) and requires a 12-month contract. Circles.Life focuses more on flexibility and productivity, offering perks like ChatGPT Plus access.

5. Can I switch from Singtel or GOMO to Circles.Life easily?

Yes. Porting your number to Circles.Life is a fully digital process. You can activate an eSIM instantly online, without visiting a store. Circles.Life’s onboarding is among the fastest and most user-friendly in Singapore.

6. What’s the difference between GOMO and Circles.Life?

GOMO is a value brand from Singtel offering fixed packages with minimal perks. Circles.Life, on the other hand, provides greater customization, better roaming, AI tools, and loyalty discounts like bill waivers. It’s ideal for users who want more control and added benefits for lifestyle and productivity.

7. Which provider is better for students or budget-conscious users?

Circles.Life is ideal due to its lower starting price ($15/month), no contract, massive data (250–350GB), and added perks like ChatGPT Plus. GOMO is also budget-friendly but offers less flexibility. Singtel’s base plans are priced higher, making them less attractive to students.

8. Does Circles.Life offer free roaming on its SIM-only plans?

Yes. Most Circles.Life plans include up to 8GB of free roaming data every month to 7 destinations: Malaysia, Indonesia, Thailand, Taiwan, Hong Kong, Sri Lanka, and Bangladesh. This makes it a great option for frequent travelers in the region without needing to purchase extra roaming passes.

9. Can I keep my current number if I switch to Circles.Life?

Absolutely. Circles.Life supports number porting, allowing you to transfer your existing mobile number from another provider during the signup process. The transition is typically seamless and can be done directly from the Circles.Life app.

10. What makes Circles.Life different from other telcos in Singapore?

Unlike traditional telcos, Circles.Life offers no-contract plans, AI-powered features like CirclesAI, generous data allowances, and self-serve tools through its app. Its plans are built to give users more flexibility, control, and value—without hidden fees or unnecessary bundling.

Final Thoughts

If you’re searching for a SIM-only plan that offers more than just calls and data, Circles.Life continues to stand out as the most future-ready telco in Singapore. It isn’t just about pricing or big data bundles—though Circles delivers both with up to 350GB monthly and plans starting from just $15/month. What makes it exceptional is its ecosystem of added value: built-in CirclesAI powered by OpenAI’s latest models, 8GB of free roaming to seven countries, and contract-free flexibility that empowers users to take control of their mobile experience without compromise.

Whether you’re a frequent traveler, a digital native juggling work and study, or someone who simply wants a mobile plan that adapts to your needs, Circles.Life goes beyond traditional telco boundaries. It brings together affordability, smart features, and freedom in a way that no other provider does. From productivity perks to lifestyle benefits and intuitive self-service tools, Circles.Life is more than just a SIM plan—it’s your all-in-one digital partner built for the demands of modern life.