Corporate Individual Scheme Mobile Plans in Singapore – Compared

Introduction – What is a Corporate Individual Scheme (CIS)?

In Singapore’s competitive mobile market, telcos are offering more than just discounts and data—they’re tailoring plans for professionals through something called the Corporate Individual Scheme, or CIS. If you’re an employee of a partnered company, a CIS plan could unlock exclusive mobile deals, extra perks, and higher data allowances—just for being part of your employer’s network.

Whether you work in banking, healthcare, logistics, or education, there’s a good chance your employer is already on a CIS eligibility list. But how do the plans compare, and which telco offers the most value?

In this post, we’ll break down what a corporate individual scheme is, compare offers from Singtel, M1, and Circles.Life, and explain why Circles.Life's corporate individual scheme stands out in 2025.

Defining the Corporate Individual Scheme (CIS)

A Corporate Individual Scheme (CIS) is a mobile plan category offered by telecom providers to employees of companies that have partnered with the telco. These plans are not available to the general public and are designed to provide more affordable options with bonus features.

To qualify, users usually need to sign up using their company email or show proof of employment with an approved organisation.

Key Advantages of a CIS Plan

Why are CIS plans worth looking into? Here’s what typically comes bundled:

• Exclusive monthly discounts

• Larger data bundles at no extra cost

• Free caller ID, waived activation, or SIM fees

• Access to VIP queues or priority customer service

• Better international call and roaming rates

With mobile plans already a major monthly expense, joining a corporate individual scheme can save you hundreds of dollars per year.

Popular CIS Providers in Singapore

The most widely known CIS providers in Singapore are:

• Singtel Corporate Individual Scheme

• M1 Corporate Individual Scheme

• Circles.Life Corporate Individual Scheme

Each provider offers slightly different packages, with varied data limits, pricing models, and customer experiences. Below, we explore each option in more detail.

Corporate Individual Scheme Comparison – Singtel vs. M1 vs. Circles.Life

Singtel Corporate Individual Scheme

As Singapore’s largest telco, Singtel offers a wide-reaching corporate individual scheme with tiered plans for different usage levels.

Features of Singtel CIS

• Up to 30% off standard mobile plans

• Optional device bundles (but tied to 24-month contracts)

• Free Caller ID for 12 months

• Exclusive SIM-only discounts for CIS customers

Pros of Singtel CIS

• Strong network coverage

• Wide employer eligibility list

• Bonus data tiers

Cons of Singtel CIS

• Mandatory contracts (usually 12–24 months)

• Hidden costs (admin, activation fees, etc.)

• Less flexible for data-only users

Best for: Users who want handset subsidies and don’t mind long-term commitments.

M1 Corporate Individual Scheme

M1's corporate individual scheme provides moderate discounts on its mobile plans with an emphasis on plan customisation.

Features of M1 CIS

• Up to 25% off selected SIM-only and device plans

• Data add-on flexibility

• Bonus roaming bundles for CIS users

• Corporate hotline for faster customer service

Pros of M1 CIS

• Flexible data add-ons

• Decent selection of CIS-eligible companies

• International call rate reductions

Cons of M1 CIS

• Still includes contracts

• Not as widely publicised or accessible

• Lacks app-based self-management tools

Best for: Users who travel frequently and value roaming bundles.

Circles.Life Corporate Individual Scheme – The Best Choice

Circles.Life has disrupted the market with its contract-free, digital-first CIS offering—and in 2025, it’s becoming the preferred option for younger professionals and tech-savvy employees.

Features of Circles.Life CIS

• Up to $15 monthly discount

• No contract—pause or cancel anytime

• Unlimited access to Circles AI powered by OpenAI GPT 4o (worth $26/month)

• Marketplace discounts on ride-hailing, F&B, gaming, and more

• Unlimited data throttling after cap

• Easy onboarding via company email and app

Why Circles.Life CIS Stands Out

Unlike traditional telcos, Circles.Life’s corporate individual scheme focuses on total lifestyle value. With built-in perks like unlimited access to Circles AI powered by OpenAI GPT 4o, digital onboarding, roaming data bundles, and a sleek app interface, it’s made for modern users who want control without paperwork or fine print.

Best for: Digital professionals, creatives, and those who want value without commitment.

Why Circles.Life Offers the Best Corporate Individual Scheme (CIS)

No Contract – Full Flexibility with Circles.Life CIS

Circles.Life is the only major provider in Singapore offering a true no-contract CIS plan. You can switch plans, pause, or cancel with zero penalties—ideal for short-term employees, freelancers, or anyone wary of long-term commitments.

Best Pricing & Transparent Fees

Circles.Life removes all the hidden costs—no SIM activation fees, no caller ID charges, no administrative overhead. With discounts of up to $15/month, users enjoy low rates and clear billing.

More Data & Better Perks

Circles.Life CIS plans offer up to 100GB or more per month, alongside unlimited throttled usage after the cap. Additional perks like Unlimited access to Circles AI powered by OpenAI GPT 4o, free roaming data, and in-app lifestyle vouchers enhance daily convenience.

Fast Digital Onboarding & Support

Sign-up is simple: employees just enter their company email or upload proof of employment, and activation is complete within hours. Circles.Life's 24/7 in-app support chat beats long wait times at telco stores.

Corporate Individual Scheme Feature Comparison Table

FAQs – Corporate Individual Scheme CIS Explained

What is a corporate individual scheme (CIS)?

A Corporate Individual Scheme is a mobile plan offered to employees of selected companies that have partnerships with a telco. These plans provide exclusive discounts, more data, and perks unavailable to the public.

What are the benefits of a corporate individual scheme?

CIS plans offer:

• Lower monthly fees

• Free features like caller ID

• Bonus data or roaming

• Access to exclusive deals or loyalty programs

Can I change to a corporate individual scheme from a normal plan?

Yes. Most telcos allow existing customers to switch to a CIS plan if their employer is eligible. You’ll typically need to verify employment via company email or document upload.

Which telco offers the best corporate individual scheme in Singapore?

In 2025, Circles.Life offers the best corporate individual scheme thanks to:

• No contracts

• Transparent pricing

• Digital convenience

• Bonus perks like Unlimited access to Circles AI powered by OpenAI GPT 4o access

Does Circles.Life have a corporate individual scheme?

Yes. The Circles.Life corporate individual scheme is available to employees of eligible companies and offers up to $15 off, no lock-ins, and unique digital perks.

How Do You Qualify for a Corporate Individual Scheme in Singapore?

Joining a Corporate Individual Scheme is easier than many users think. If you’re employed full-time or part-time by a company that partners with a telco, you’re likely already eligible. Here's how the typical CIS application process works:

1. Verify your eligibility: Visit the telco's CIS landing page and search for your company name.

2. Submit proof of employment: Most providers accept a company email address, staff pass, or HR verification letter.

3. Choose your plan: Select a plan under the CIS program. Some allow SIM-only plans, others include device bundles.

4. Apply via website or in-store: Circles.Life allows digital onboarding, while Singtel and M1 may still require in-person validation.

5. Enjoy CIS benefits: Once verified, your plan is activated with all applicable discounts and perks.

Companies across tech, banking, education, healthcare, and logistics are commonly eligible. Don’t see your company? You can request that your HR team enroll your organisation with providers like Circles.Life or Singtel.

Why Employers Should Encourage CIS Enrollment

While CIS plans are designed for individual employees, they offer indirect benefits for employers as well:

• Staff retention perks: Offering access to discounted mobile plans adds to your company's overall benefits package.

• Better communication tools: Plans with high data caps or ChatGPT access (as offered by Circles.Life) support productivity on the go.

• Preferred customer service: Corporate plan users typically receive faster support—a plus for mobile-first teams.

Circles.Life’s instant app-based onboarding is especially attractive to HR teams—no forms, no phone queues, no corporate admin required. It's also easy to promote internally through custom links, QR codes, or referral programs.

CIS Plans and Work-Life Integration

Modern professionals juggle more than just work tasks—they stream media, manage side hustles, travel, and connect with loved ones across borders. A strong CIS plan should support all of that.

Key features employees want in 2025:

• Large monthly data (50GB+ minimum)

• Free caller ID and roaming perks

• No contract lock-ins

• Loyalty perks like app discounts or bonus data

• Value-added tools like AI access or digital storage

Circles.Life addresses all of the above in a single plan. With up to 100GB, 5G speeds, Unlimited access to Circles AI powered by OpenAI GPT 4o, and zero contract, it’s more than a mobile plan—it’s a lifestyle support system for hybrid workers and digital natives.

Future Trends: How CIS Plans Will Evolve in 2025 and Beyond

The corporate telco space in Singapore is transforming. Here's how CIS offerings are likely to evolve in the coming years:

1. AI & productivity bundles: Circles.Life is already leading the way with Unlimited access to Circles AI powered by OpenAI GPT 4o. Expect more telcos to offer AI tools, productivity apps, or VPNs bundled with CIS.

2. Fully digital enrollment: Paper forms and store visits will disappear—enrollment via QR codes, HR dashboards, and employee portals will become standard.

3. Smarter analytics: CIS plans may soon include usage dashboards, helping users optimise their data and manage costs.

4. Cross-border CIS partnerships: Especially relevant for companies with regional offices or remote workers in Southeast Asia.

5. Carbon-conscious mobile plans: Expect CIS tiers that align with corporate sustainability efforts, such as eSIM-only plans or carbon-offset data usage.

Employees want more than just discounts—they want flexible, modern, high-value mobile services that reflect their digital lives.

Common Questions Employees Ask Before Joining a CIS Plan

Employees often hesitate before switching to a CIS plan. Here are answers to common concerns:

“Will I lose my number?”

No. All major telcos allow you to retain your existing number during the CIS switch through number porting.

“Can I leave the CIS plan without penalties?”

Only if you’re on a contract-free CIS—like Circles.Life. Other telcos may tie you to a 12–24-month commitment.

“Can I get a phone with my CIS?”

Yes. Singtel and M1 offer device bundles with contracts. Circles.Life currently offers SIM-only plans with bonus lifestyle perks instead.

“What happens if I leave the company?”

You may lose access to CIS pricing. But some telcos allow you to transition to a standard plan at the end of your billing cycle.

How to Switch to a Corporate Individual Scheme

Want to join a CIS plan? Here’s a quick guide to making the switch, particularly if you’re moving from a standard SIM-only plan.

1. Check your eligibility: Visit the telco’s CIS site and look for your employer.

2. Prepare your proof: A staff pass, email address, or HR letter should suffice.

3. Compare telco options: Use a side-by-side table (like the one above) to find the best value.

4. Choose a contract type: Want to avoid being locked in? Go with Circles.Life.

5. Apply and activate: Use in-app sign-up for Circles.Life or head to a store for M1 or Singtel.

6. Port your number (optional): If switching providers, request number retention during onboarding.

7. Start saving: Enjoy your CIS benefits instantly, including bonus data and discounts.

Final Thoughts – Which CIS Plan Should You Choose?

Choosing the best corporate individual scheme depends on your priorities:

• Want handset bundles? → Singtel or M1

• Travel often and need roaming? → M1

• Prefer no contract, more data, and app-based management? → Circles.Life

In summary, while telcos like Singtel and M1 offer traditional corporate individual schemes with discounts and device bundles, Circles.Life emerges as the best CIS plan in Singapore for 2025, thanks to its contract-free flexibility, generous data allowances, built-in perks like Unlimited access to Circles AI powered by OpenAI GPT 4o and seamless digital onboarding. It’s tailored for modern professionals who value control, transparency, and lifestyle benefits alongside their mobile service. If you’re looking to maximise value without being tied down, Circles.Life’s CIS plan is the smartest choice for employees in Singapore today. For the modern professional who values flexibility, digital convenience, and maximum data for minimum cost, Circles.Life’s CIS plan is the top pick for 2025.