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Earn cashin now
Zerofy my bill

We built something no other telco dared to do

Circles Zerofy: Your mobile
bill’s worst enemy

Purchase from your favourite brands via the Circles.Life app and earn cashin that zeroes out
your mobile bill. The more you shop, the closer you are to a $0 monthly mobile bill.

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Shop the Brands You Already Love

From groceries and fashion to tech and travel – we’ve got unreal offers that don’t exist anywhere else, period.

Find top brands
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Earn Best-In-Market Cashin

Cashin is what you earn as you shop through Circles Zerofy! The best part? You get up to 22% cashin – no one else comes close.

Earn cashin now
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Zerofy Your Bill Down to $0

Earn stackable, no expiry cashin that goes straight to Zerofying your mobile bills. The more you shop, the closer your bill is reduced to $0.

How to Zerofy

Didn’t think shopping could help you save? Think again.

The cheat code you needed
but never existed – until now.

How to Zerofy
Take me there
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Insider Deals Just for You

Exclusive to Circles.Life Users Only

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Usual Spend, Unreal Rewards

Earn More Cashin As You Shop

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No Hoops, No Extra Apps

Everything Happens in the Circles.Life App

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Zero bill, zero B.S.

Zerofy your Mobile Bill – No Fuss, No Tricks

Shop smart from your usual brands

Shop brands you love,
Zerofy what you hate

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Find the brands you love here

These crowd favourites are your shortcut to $0 bills — shop to start earning cashin now.

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Shopee

Up to 2% Cashin

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Fairprice

Up to 10% Cashin

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Uniqlo

Up to 4.5% Cashin

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Deliveroo

Up to 2.5% Cashin

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Apple

Up to 3% Cashin

Looking for other brands? We got you!

Style it, snack it, spend it – whatever you buy, you're earning top cashin and zeroing out your monthly bill.

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Shopee

Up to 2% Cashin

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Lazada

Up to 2.5% Cashin

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Taobao

Up to 4.5% Cashin

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Fairprice

Up to 10% Cashin

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Deliveroo

Up to 2.5% Cashin

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iHerb

Up to 2.5% Cashin

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Myprotein

Up to 7% Cashin

Sit back, relax, Zerofy

Get started
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Frequently Asked Questions

A Circles.Life product where you can shop through the Circles.Life app from partnered merchants, earn Cashin, and have it automatically applied to reduce your phone bill for the month.

Cashin is similar to the cashback mechanism, that gives you a percentage of what you spend on shopping from Circles Zerofy, back into your Circles.Life account. You can then use this amount to reduce your phone bill.

You can do so by making your purchases from the partnered merchants through the merchant listings in the Circles.Life app. Do ensure that your purchases meet the merchants’ terms (check merchants’ exclusions and T&Cs).

RTZ FAQ 1

The Cashin you earn is automatically applied to reduce your monthly mobile bill on Circles.Life. This reduces the total amount you need to pay for that month—no action needed from your side.

Your confirmed Cashin will be automatically applied to your next Circles.Life bill. Any remaining balance will roll over to your following bill until it’s fully used.

Your Cashin does not expire. It will be used for future bill payments. However, if you choose to port out your number, any unused Cashin balance will be forfeited.

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