A Circles.Life product where you can shop through the Circles.Life app from partnered merchants, earn Cashin, and have it automatically applied to reduce your phone bill for the month.

Cashin is similar to the cashback mechanism, that gives you a percentage of what you spend on shopping from Circles Zerofy, back into your Circles.Life account. You can then use this amount to reduce your phone bill.

You can do so by making your purchases from the partnered merchants through the merchant listings in the Circles.Life app. Do ensure that your purchases meet the merchants’ terms (check merchants’ exclusions and T&Cs).

The Cashin you earn is automatically applied to reduce your monthly mobile bill on Circles.Life. This reduces the total amount you need to pay for that month—no action needed from your side.

Your confirmed Cashin will be automatically applied to your next Circles.Life bill. Any remaining balance will roll over to your following bill until it’s fully used.

Your Cashin does not expire. It will be used for future bill payments. However, if you choose to port out your number, any unused Cashin balance will be forfeited.