What's New in September: Celebrate Mid-Autumn With Us!

This month, Zerofy will be giving you cashback on your mooncake purchases in celebration of Mid-Autumn, and upsized cashback on popular merchants — the kind you definitely don't want to scroll past.

If you're new here: Circles.Life has a built-in cashback program called Zerofy, sitting quietly behind your everyday spending and reimbursing you for shopping the way you already do. Cashback earned will offset your Circles.Life bill to Zero! Activate and pay with our Circles Zerofy Cashback Card to use your cashback on anywhere while earning an extra 1% too!

Pro tip: Upsized cashback offers can drop with little notice, so check the Zerofy page daily to catch surprise boosts before they're gone. 

September’s Cashback Calendar

Plan your monthly expenses around our promotional windows to squeeze the absolute most value out of your spending!

*Rates are updated along the month and are correct at time of writing and subject to change without prior notice. Always check the Circles.Life Zerofy page for the latest T&Cs before you shop.

Hot Trends & News: What Everyone's Clicking On

Staying ahead of consumer trends is half the battle when it comes to maximizing value. Here are two major stories worth your attention this month:

1. Maximize your 2027 Holidays: 9 Days off with only 3 Days of Leave?

MOM has released the official 2027 public holiday calendar, featuring 11 paid holidays and 5 natural 3-day long weekends. You don't have to wait to start planning your leaves – here are two major leave blocks to lock in early:

• The "Super May" 9-Day Block: Take just 3 days of leave (18, 19, & 21 May) around Hari Raya Haji and Vesak Day to enjoy 9 consecutive days off (15–23 May).

• The Extended CNY Break: Take 4 days of leave (9–12 Feb) following Chinese New Year for a continuous 9-day vacation (6–14 Feb).

Read the full guide here

Budget Travel Tip: Booking early? Stack up to 8% cashback on Agoda, Trip.com, and other merchants via Zerofy in the Circles.Life app, and pay with your Zerofy Cashback Card to get an extra 1% unlimited cashback with 0% foreign currency fees abroad

2. Apple iPhone 18 Rumors: Split Release Strategy & Specs

With Apple's next launch window approaching, major industry leaks point toward a big shake-up in how Apple rolls out its flagship devices:

• Split Launch Timeline: Pro models, Pro Max, and Apple’s long-rumored foldable device are expected first in September 2026, followed by the standard iPhone 18, 18e, and iPhone Air in Spring 2027.

• Upgraded Hardware: Pro devices are tipped to feature Apple’s first 2nm A20 Pro chip, 12GB RAM, and a mechanical variable aperture camera for superior low-light shots.

Read the full article here

In Other News…

Circles Zerofy just dropped a monthly rewards program! Keep your shopping streak alive by making qualifying transactions on Zerofy and your Zerofy Cashback Card each month to unlock cash rewards (up to $10!) directly in your wallet, plus bonus Grab vouchers once you reach Month 4. 

Ready to start stacking? Open the Circles.Life app, head to the Zerofy tab, and see what's live today, new upsized offers can appear at any time this month.

Information is subject to change without prior notice. Please check the Circles.Life website for the latest updates and full Terms & Conditions.