Circles.Life vs Singtel vs StarHub – Key Features Comparison

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Last updated: 24 May 2025

Written by: Circles.Life

10 minutes read

With 5G coverage expanding and mobile plans offering more data than ever, choosing the right provider comes down to network reliability, pricing, and extra perks. Circles.Life, Singtel, and StarHub each take a different approach—Circles.Life focuses on flexible, high-data plans, Singtel is known for strong network coverage and premium bundles, while StarHub offers a mix of affordability and entertainment perks. This guide will help break down their offerings so you can decide which one suits your needs best.

Feature

Singtel

StarHub

Circles.Life

Network Coverage

5G Availability 

5G Availability 

4G/5G Availability 

Data Allowance

30GB to Unlimited

100GB to 200GB

100GB to 1TB

Plan Cost

S$62-88 /month

S$15-32 /month

S$12.80 - S$30.00 /month

Contract

12-month contract

No

No

Additional Perks

Free 1 mth Spotify, Entertainer and Straits Times One Digital,  Disney+ Premium, McAfee Security, 

Free data roaming at popular holiday destinations is applicable for Star Plan L, 0% instalments with the buy now, pay later option when upgrading device

Free roaming across 7 countries for some plans, Unlimited incoming calls, Free caller ID, Unlimited Data Rollover, Access to loyalty program, Unlimited queries with CirclesAI powered by OpenAI’s latest models

Customer Support

App Support, Live Chat

App Support, Live Chat

App Support, Live Chat

Available Data as of February 2025

5G Plans of Circles.Life vs Singtel vs StarHub Compared

5G is redefining mobile connectivity, offering faster speeds, lower latency, and a smoother experience for streaming, gaming, and remote work. With multiple providers rolling out competitive 5G plans, choosing the right one comes down to coverage, data limits, and additional perks. Circles.Life, Singtel, and StarHub each provide 5G plans tailored to different types of users, from heavy data consumers to those who need premium services bundled with their mobile plans. Let’s take a closer look at how they compare.

Data Plan

Singtel

StarHub

Circles.Life

5G Plan

200GB

$55/month

5G Network

1000 mins talk time

1000 SMS

3GB Roaming 

12 months of Disney+ Premium

12 months of McAfee Mobile Security

FREE 1 mth Spotify, Entertainer and Straits Times One Digital"

150GB

$22.00/month

1000 mins Local calls

500 Local & International SMS

400GB

$15.00/month

True 5G, 99% coverage

Enjoy promotion for 3 months, reverts to 250GB at $18 forever after

FREE 8GB Roaming forever across 7 popular countries

Unlimited Calls

Free Caller ID

Access to loyalty program

Unlimited queries with CirclesAI powered by OpenAI’s latest models

Exclusive Access: $10 Golden Village Movie Tickets

Available Data as of February 2025

Each provider offers a distinct take on 5G plans, balancing price, coverage, and perks. Circles.Life provides high-data, contract-free 5G plans at competitive prices, making it great for users who want flexibility and affordability. Singtel stands out for premium network reliability, delivering strong indoor and outdoor 5G coverage along with bundled services like Disney+ and McAfee security. StarHub offers a mix of entertainment perks, additional talk-time, and lifestyle benefits, making it a good fit for users who want extra value beyond just data. If you’re looking for affordable high-data 5G, Circles.Life is a strong contender. If network quality and premium add-ons matter most, Singtel is the way to go, while StarHub caters to users who enjoy entertainment perks along with their mobile plan.

Roaming Plans – Circles.Life vs Singtel vs StarHub for Travelers

Whether you’re a frequent flyer or someone who travels occasionally, having a reliable roaming plan can make or break your trip. No one wants to be stuck searching for Wi-Fi or paying sky-high roaming charges. Circles.Life, Singtel, and StarHub each offer different roaming options, from built-in international data to pay-per-use add-ons, making it important to choose a plan that fits your travel habits.

Singtel

StarHub

Circles.Life

2GB Data + 10 mins Calls

$15 Roaming 

10 days validity

(120 days SIM Validity)

Australia, Bangladesh,

Cambodia, Hong Kong,
Indonesia, Macau, Malaysia,
Sri Lanka, Taiwan, Thailand,
UK, USA

100GB 5G Plan

$30

28 Days Validity

3000 local mins

300 sms

90 IDD mins

5GB Roaming Data (APAC)

100GB 5G Plan

 $30/month

Use data across Singapore and 7 popular Asian countries 

300 Mins Local Outgoing Talktime & Free Unlimited Incoming Calls

Free Incoming Local and Roaming SMS

Free Caller ID

Unlimited queries with CirclesAI powered by OpenAI’s latest models

Available Data as of February 2025

Traveling should be stress-free, and your roaming plan should be just as convenient. Circles.Life provides built-in roaming perks, allowing you to stay connected in multiple countries without extra charges—ideal for digital nomads and business travelers. Singtel focuses on flexibility, offering roaming packs that you can activate only when needed, though frequent travelers might find this more expensive. StarHub blends roaming with lifestyle perks, appealing to users who want entertainment and travel benefits in one package. If you’re always on the move, Circles.Life is the easiest option, while Singtel and StarHub cater to those who prefer on-demand or bundled services.

Circles.Life vs Singtel vs StarHub: Which Is Better?

  • Choose Circles.Life if:

You want a high-data, no-contract plan with affordable 5G, built-in roaming perks, and lifestyle rewards. It’s ideal for frequent travelers, heavy data users, and those who enjoy extra benefits like free caller ID and discounted movie tickets.

  • Choose Singtel if:

You prioritize strong network reliability, premium services, and extensive coverage. Singtel’s plans include bundled perks like Disney+ and McAfee security, making it a great choice for users who want entertainment, security, and a stable connection for work or personal use.

  • Choose StarHub if:

You want a balanced plan with entertainment perks and lifestyle benefits. StarHub provides solid 5G speeds, roaming options, and bundled streaming services, making it ideal for users who want a mix of connectivity, entertainment, and rewards in one package.

User Reviews & Feedback

Circles.Life

Circles.Life receives praise for its high-data, no-contract plans, affordability, and built-in roaming perks. Many users appreciate the seamless app experience and flexible plan management, allowing them to upgrade or downgrade data easily. The 5G speeds and coverage are well-received, though some users mention occasional network congestion during peak hours. Customers also highlight great value for money, especially with perks like discounted movie tickets and free caller ID.

Singtel

Singtel is highly rated for its strong network reliability and indoor coverage, making it a preferred choice for professionals and business users. Customers enjoy bundled perks like Disney+ and security add-ons, though some feel that plans are more expensive compared to competitors. While customer support is generally responsive, a few users mention that response times for online inquiries can be improved. Overall, Singtel is well-regarded for consistent speeds and premium add-ons, but it comes at a higher price point.

StarHub

StarHub users appreciate its competitive pricing, entertainment bundles, and solid 5G performance. Many customers like the lifestyle perks and roaming options, especially for those who frequently travel or stream content. Some users, however, note that network coverage can be inconsistent in certain areas compared to Singtel. Customer service feedback is mostly positive, with users highlighting the ease of plan activation and billing transparency. StarHub is a great option for those who want a mix of connectivity, entertainment, and rewards without going for the most premium-priced plans.

Circles.Life is best for flexibility, affordability, and high-data users, Singtel is ideal for those who prioritize network strength and premium perks, while StarHub appeals to users who want a balance of entertainment and connectivity at a competitive price.

Best plan by profession and purpose – Circles.Life vs Singtel vs StarHub

Choosing the right mobile plan depends on your lifestyle, work needs, and data usage habits. Whether you’re a frequent traveler, a heavy data user, or someone looking for a budget-friendly option, Circles.Life, Singtel, and StarHub cater to different needs.

Frequent Traveler

  • Circles.Life – 100GB 5G Roaming Plan – Best for travelers who need high roaming data across multiple countries with free incoming calls and SMS, making it easy to stay connected abroad.

  • Singtel – Pay-Per-Use Roaming Packs – Ideal for those who travel occasionally and want on-demand roaming with premium network reliability, though costs can add up over time.

  • StarHub – Bundled Roaming Perks – A good option for users who want built-in roaming with their mobile plan, especially for short-term trips.

Heavy Data User / Streamer

  • Circles.Life – 650GB 5G Plan – Provides high-data limits with fast 5G speeds, perfect for binge-watchers, streamers, and remote workers who need a reliable connection.

  • Singtel – 200GB 5G Plan with Entertainment Perks – Includes Disney+ and premium content bundles, making it a great option for those who want entertainment and connectivity in one package.

  • StarHub – Entertainment-Focused Plans – Offers bundled streaming services, making it ideal for users who consume a lot of media on the go.

Business Professional

  • Circles.Life – 400GB 5G Plan – Includes high-speed data, unlimited calls, and built-in roaming, perfect for frequent business travelers and professionals who need seamless connectivity.

  • Singtel – Premium 5G Plan with McAfee Security – Best for professionals who require strong call reliability, built-in security features, and access to premium services.

  • StarHub – Flexible Business Plans – A solid choice for business users who want a mix of call, text, and data benefits with additional work-from-anywhere perks.

Social Media Enthusiast / Content Creator

  • Circles.Life – 400GB Plan – Fast 5G speeds, unlimited calls, and loyalty rewards, making it ideal for uploading videos, live streaming, and engaging on social media.

  • Singtel – Premium 5G Content Plans – Includes streaming subscriptions and priority data access, ensuring high-speed content uploads and seamless video playback.

  • StarHub – Data-Heavy Entertainment Plans – Great for casual content creators who want large data limits without premium pricing.

Budget-Conscious User

  • Circles.Life – 100GB 5G Plan – Offers affordable high-data plans with flexible, no-contract options, making it great for users who need a lot of data without long-term commitments.

  • Singtel – Basic 5G Plans with Strong Coverage – Ideal for those who want a premium network but don’t need large data allowances or extra perks.

  • StarHub – Mid-Tier Plans with Extra Benefits – Provides a balance of affordability and lifestyle perks, making it a great middle-ground option.

Gamer

  • Circles.Life – 650GB 5G Plan – Provides low latency, fast speeds, and unlimited calls, making it perfect for competitive and cloud gaming.

  • Singtel – Stable 5G Network for Gaming – Offers consistent speeds and lower ping, making it a strong choice for serious gamers who want reliability.

  • StarHub – High-Performance 5G Plans – Ideal for casual gamers who need fast speeds but don’t require specialized gaming perks.

If you travel frequently, Circles.Life provides the best built-in roaming perks. If you want premium entertainment bundles and network reliability, Singtel is the top choice. If you prefer a balance of affordability and extra perks, StarHub offers competitive plans with added benefits.

How to Transfer or Port Your Number to Circles.Life

Switching to Circles.Life is simple, and you can keep your existing number without any hassle. Follow these steps to successfully transfer your number:

Step-by-Step Guide to Port Your Number:

  1. Receive Your SIM Card:

    Once your Circles.Life SIM card arrives, you can start the porting process through a mobile browser. (This applies to both individual users and the Primary SIM holder under the Family Plan.)

  2. For Family Plan Users (Sub-SIMs):

    • If you’re a Sub-SIM user, you’ll first receive a Circles.Life assigned number sent to the Primary SIM’s registered email once activated.

    • After receiving the assigned number, follow these steps:

      • Download the Circles.Life app (ensure you use a mobile phone for this step).

      • Log in using the assigned number.

      • Navigate to Profile → Account → Port-in Number.

      • Enter your existing number’s details from your previous telco and complete the porting request.

Important Things to Know Before Porting Your Number:

  • DO NOT terminate your existing number with your current telco before the transfer. Circles.Life can’t process the port if your number is already canceled.

  • Your current telco account will be automatically terminated once the transfer to Circles.Life is complete.

  • No termination fees apply if your existing telco contract has already ended. If you’re unsure about your contract status, it’s a good idea to check with your current provider before initiating the port.

  • Changed your mind? If you initially chose a new Circles.Life number but later decide to port your existing number, you can do so directly through the Circles.Life app.

  • Note: You cannot port in more than once within the same month.

💡Pro Tip: The entire process is designed to be smooth, but it’s always best to keep your current SIM active until you get confirmation that the transfer is complete.

Conclusion

There’s no one-size-fits-all mobile plan, and Circles.Life, Singtel, and StarHub each appeal to different types of users. Circles.Life is perfect for those who want large data plans without contracts, Singtel excels in network strength and premium add-ons, while StarHub offers well-rounded plans with lifestyle benefits. The best choice depends on how you use your data, your budget, and whether you want extra perks with your plan.

👉 Ready to make the switch? Check out the latest plans and offers from Circles.Life

FAQs

Does Circles.Life offer international roaming?

Yes, Circles.Life includes built-in roaming perks on select plans, allowing users to stay connected in multiple countries without additional roaming charges. It’s a great option for frequent travelers who don’t want to worry about activating roaming add-ons.

Can I switch to Circles.Life from Singtel or StarHub?

Yes, Circles.Life supports number porting, allowing you to easily switch providers while keeping your existing number. The process is fully digital and can be done through the Circles.Life app.

Which provider is the best for frequent travelers?

Circles.Life is ideal for frequent travelers, thanks to its built-in roaming data and free incoming calls in multiple countries. Singtel provides pay-per-use roaming packs, giving flexibility for those who travel occasionally. StarHub offers bundled roaming perks in select plans, making it a good middle-ground option.

Which telco offers the best value for high-data users?

Circles.Life provides high-data plans at competitive prices, making it the best option for users who need a lot of data without long-term contracts. StarHub offers data-heavy plans with extra lifestyle perks, while Singtel’s high-data plans tend to be more expensive but come with premium network reliability.

Is Circles.Life more affordable than Singtel and StarHub?

Circles.Life is known for its affordable, no-contract high-data plans, offering great value for those who need large amounts of data and flexibility. Singtel is more premium-priced, while StarHub offers a balance of affordability and entertainment perks.

How do I switch to Circles.Life?

Switching to Circles.Life is simple. Just sign up online, choose a SIM or eSIM, and request to port your number during activation—all done through the Circles.Life app. The process is quick, hassle-free, and does not require a store visit.

💡 Did You Know?

Circles.Life is frequently recognized for its exceptional customer support, offering live chat services with real agents and quick response times that set it apart from traditional telcos.

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ABOUT THE ARTICLE

Published 2025/02/27

Written by Circles.Life

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