What's New in August: Celebrate SG61 With Us!

This month, Zerofy has stacked the calendar with upsized cashback, National Day rewards, and hot brand promotions—the kind you definitely don't want to scroll past.

If you're new here: Circles.Life has a built-in cashback program called Zerofy, sitting quietly behind your everyday spending and reimbursing you for shopping the way you already do. Cashback earned will offset your Circles.Life bill to Zero! Activate and pay with our Circles Zerofy Cashback Card to use your cashback on anywhere while earning an extra 1% too!

Pro tip: Upsized cashback offers can drop with little notice, so check the Zerofy page daily to catch surprise boosts before they're gone. 

August’s Cashback Calendar

Plan your monthly expenses around our promotional windows to squeeze the absolute most value out of your spending!

*Rates are updated along the month and are correct at time of writing and subject to change without prior notice. Always check the Circles.Life Zerofy page for the latest T&Cs before you shop.

Whether you are upgrading your wardrobe at Charles & Keith, booking a movie night at Golden Village, or stocking up on addictive salted egg snacks from IRVINS, the first week of August is the perfect time to time your purchases. With up to 6.1% upsized cashback running alongside our National Day daily $61 cash-back lucky draw, stacking your rewards has never been easier.

Hot Trends & News: What Everyone's Clicking On

Staying ahead of consumer trends is half the battle when it comes to maximizing value. Here are two major stories worth your attention this month:

1. Celebrate SG61 with Our Ultimate National Day Guide!

Singapore is turning 61, and this year’s theme, "Go Beyond!", is all about looking toward a brighter future. The National Day Parade (NDP) 2026 returns to the iconic National Stadium at Kallang, meaning the surrounding areas will host spectacular views.

• Prime Fireworks Spots: Skip the heavy crowds and find the best views at Stadium Riverside Walk, Tanjong Rhu Promenade, or the Marina Barrage Rooftop Lawn.

• Epic Food Collaborations: Homegrown favorites are teaming up! Don't miss the legendary McDonald’s x Old Chang Kee curry menu (featuring a Curry Potato Chicken Burger and the return of the viral Curry Sauce Bottle), KFC's Curry x Sambal menu, and Shake Shack’s "Shack Night with Fireworks" dinner bundles.

2. Is the Era of the Cheap JB Getaway Ending?

If your weekend routine involves crossing the causeway for affordable food and shopping, pay close attention to the financial horizon. The Malaysian Ringgit (MYR) is gearing up for a major trend reversal after a weak start to the year.

• The Ringgit Rally: Top financial analysts from ANZ and RBC predict the MYR will strengthen significantly against the SGD by the end of 2026, potentially hitting exchange rates not seen since 2015.

• How to Fight Back: When foreign currencies strengthen, your SGD loses organic leverage. Standard credit cards charge heavy foreign currency transaction (FCY) fees, while normal travel cards strip away your rewards. Switching to the Zerofy Cashback Card shields your wallet by offering 0% FCY fees and 1% unlimited cashback on foreign spending.

Why These Two Stories Matter Beyond August

Both trends point to a bigger shift in how we should manage our spending: platforms and retail markets are moving toward shorter, high-value promotional windows rather than long, shallow discount periods.

This is excellent news for Zerofy members. It is precisely during these short windows—like the 8.8 National Day flash sales—where merchant discounts and Zerofy cashback boosts run concurrently. By aligning your spending with these micro-windows, you effectively double-dip on savings.

In Other News…

Planning on catching The Odyssey in cinemas? Save extra by purchasing our discounted Golden Village vouchers, or use Zerofy for up to 6% cashback before checking out your tickets!

• Get an ALL DAY Golden Village ticket for:

• $10.38/ ticket (Bundle of 8)

• $11/ ticket (Bundle of 4)

• $12.25/ ticket (Bundle of 2)

• Get a $25 Shopee voucher for ONLY $17.75

• Get a $10 TADA voucher for ONLY $7.73

• Get 1071 MLBB diamonds for ONLY $18.75

Note: Circles.Life reserves the right to vary or amend any terms and conditions or benefits entitlements without prior notice.