Compare Corporate Individual Scheme(CIS) Plans in Singapore

Choosing the right mobile plan in Singapore has always been a challenge, but if you’re working for a company that offers a Corporate Individual Scheme (CIS), you can unlock exclusive discounts and perks not available to the general public. In 2025, the battle for the best CIS Plan has become more competitive than ever, with leading providers like Singtel, M1, Starhub, and Circles.Life offering generous data allowances, flexible terms, and unique benefits tailored for professionals.

This guide breaks down what a CIS SIM Only Plan is, compares major telco options, and helps you decide whether a Singtel corporate individual scheme, an M1 corporate individual scheme, Starhub CIS plan, or a Circles.Life CIS deal is right for you.

Key Takeaways

• CIS (Corporate Individual Scheme) offers exclusive mobile plan benefits for employees

• CIS mobile plans provide better value than regular consumer plans

• Circles.Life CIS plans are contract-free and SIM-only

• Singtel, M1, StarHub, and Circles.Life offer CIS plans with different perks, with Circles.Life standing out for greater flexibility.

• CIS plans often include higher data allowances and added roaming benefits

What is a CIS Plan?

CIS means a Corporate Individual Scheme is a special type of mobile plan available to employees of partner companies. It’s essentially a discounted telco package negotiated between your employer and the mobile service provider.

Key benefits typically include:

• Discounted rates: Lower monthly pricing compared to standard mobile plans.

• Extra data perks: Larger data bundles to support work and personal use.

• Device offers: Eligibility for subsidized devices with contracts.

• Exclusive rewards: Loyalty points, vouchers, or app-based perks.

Not everyone qualifies. Employees need to confirm if their company is on the telco’s list of approved corporate partners.

Did You Know?

Employees eligible for a Circles.Life CIS mobile plan can unlock additional savings when they sign up or port their number. Depending on the corporate partnership, users can save up to 25% on their monthly mobile plan. This makes the Circles.Life CIS SIM Only plan an attractive option for professionals who want flexible, contract-free plans while still enjoying corporate discounts typically reserved for traditional telco contracts.

Popular CIS Plan Providers in Singapore

Several providers offer CIS Plans in Singapore. In 2026, the most popular are:

• Singtel CIS – Known for strong nationwide coverage and bundled device options under the Singtel Corporate Plan, often tied to contract terms.

• StarHub CIS Plan – Offers corporate discounts with bundled entertainment perks, roaming add-ons, and device subsidies for employees under eligible company partnerships.

• M1 Corporate Plan – Competitive pricing with generous data allowances, appealing to professionals looking for a balance between cost and data allocation.

• Circles.Life CIS – A flexible CIS SIM Only plan with no contract commitments, higher data allowances, and digital perks such as AI-powered tools and marketplace discounts available through the Circles.Life app.

CIS Plan Comparison: Singtel vs. M1 vs. Circles.Life

Below is a feature-by-feature breakdown of the top CIS Plans in Singapore.

Verdict: If you want flexibility and no contract lock-ins, Circles.Life offers the strongest CIS SIM Only Plan in 2026. Singtel and StarHub are strong choices for users who want device bundles with contracts, while M1 appeals to those looking for mid-range pricing and moderate data allowances.

Best CIS Plans for Remote Workers

Working from home or traveling often requires a reliable mobile plan with strong data support and roaming add-ons. Here’s how each provider stacks up for remote professionals:

Why Choose a CIS SIM Only Plan in 2026?

Opting for a CIS SIM Only Plan has several advantages:

• Affordability: No device cost means lower monthly payments.

• Flexibility: Switch plans without waiting for contract end.

• Generous data: Larger data bundles ideal for streaming, work, and travel.

• Work-life perks: Access to extras like loyalty programs, AI tools, and vouchers.

For most users in 2025, the best value lies in going SIM-only under your Corporate Individual Scheme.

Which CIS Plan Is Right for You? A Provider Comparison

• Singtel Corporate Plan: Best if you want a bundled device and are willing to sign a contract. Coverage is excellent, but pricing is generally higher compared to other CIS options.

• StarHub CIS Plan: A good choice if you want device discounts and added lifestyle perks such as entertainment bundles or roaming benefits. Most StarHub CIS plans come with contract commitments tied to device bundles.

• M1 Corporate Plan: A good middle ground with moderate pricing and higher data caps than Singtel, making it suitable for professionals who want solid data allowances without the highest price tier.

• Circles.Life CIS Plan: Ideal if you want maximum flexibility, high data allowances, and unique lifestyle perks like marketplace rewards and AI-powered features available through the Circles.Life app.

Eligibility for a CIS Plans in Singapore

• You must be an employee of a company enrolled in a telco’s Corporate Individual Scheme (CIS)

• A valid corporate email address or employee ID is usually required for verification

• Eligibility applies to full-time, part-time, or contract staff (depends on the telco)

• CIS benefits are for individual use, not company-owned lines

• Employees can usually keep CIS benefits even after porting their number

• Each telco has its own list of eligible companies, which may vary

How to Apply for a CIS Plan

• Confirm with HR if your company has a Corporate Individual Scheme arrangement.

• Gather proof of employment (staff pass, email, or letter).

• Apply via the telco’s CIS portal or retail outlet.

• Choose between device-bundled contracts or CIS SIM Only Plans.

If you’re new to Corporate Individual Scheme plans, start with our Informational Guide to CIS Plans in Singapore to understand the basics, then explore our guides on business mobile phone plans and choose the right corporate SIM-only plan to see what suits your work needs best. For common questions, our CIS FAQ guide covers everything from eligibility to benefits. You can also dive deeper with detailed comparisons of Circles.Life CIS vs Singtel, M1, and StarHub to see how plans stack up on pricing, data, and flexibility before making a decision